NC State Health Plan

Welcome to the State Health Plan for Teachers and State Employees! The Plan provides health care coverage to more than 680,000 teachers, state employees, retirees, current and former lawmakers, state university and community college personnel, state hospital staff and their dependents.

The Plan is self-insured and exempt from the Employee Retirement Income Security Act as a government-sponsored plan. The Plan offers three Preferred Provider Organization (PPO) plans. PPO plans offer the freedom of choice among in-network providers, lower out-of-pocket costs and a strong emphasis on preventive health. Two of the plans, the Consumer-Directed Health Plan (CDHP) and the Enhanced 80/20 Plan, offer financial incentives for taking steps to improve your health.

Through healthy living initiatives, such as NC HealthSmart, the Plan seeks to empower members to make healthier lifestyle choices and to become partners in addressing their health care needs.